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New property listed in Clayton, Cloverdale
I have listed a new property at 19321 72A AVE in Surrey.
See details here
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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Open House. Open House on Saturday, March 17, 2018 2:00PM - 4:00PM
Please visit our Open House at 19321 72A AVE in Surrey.
See details here
Open House on Saturday, March 17, 2018 2:00PM - 4:00PM
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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Open House. Open House on Sunday, March 18, 2018 2:00PM - 4:00PM
Please visit our Open House at 19321 72A AVE in Surrey.
See details here
Open House on Sunday, March 18, 2018 2:00PM - 4:00PM
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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New property listed in Queen Mary Park Surrey, Surrey
I have listed a new property at 137 9463 Prince Charles BLVD in Surrey.
See details here
Beautiful and immaculate 3 bedrooms plus den, 3 baths (2 half and 1 full) on 3 level townhouse. Lots of updates such as flooring, crown mouldings, lights, kitchen with quartz countertop, stainless steel appliances to name a few. This place is really worth seeing, with lots of decorations, tiles, stones and much, much more - guarantee you won't be disappointed. Close to shopping, transportation and schools. Recreational facility including tennis court, gym, playground, in-suite laundry and fully fenced back yard.
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What are the Down Payment Requirements?

The amount of your down payment will determine whether you'll have a conventional mortgage or a high-ratio mortgage, which must be insured.


What's the difference?

  • Conventional mortgage: means your down payment is 20% of the purchase price or more.
  • High-ratio mortgage: means your down payment is less than 20% of the purchase price.

Effective February 15, 2016, the minimum down payment for new mortgages have been modified. The new breakdown is as follows:

  • For homes with a purchase price less than or equal to $500,000 the minimum down payment is 5%
  • For homes with a purchase price greater than $500,000 and less than $1 million, the minimum down payment is 5% of the first $500,000 plus 10% of the remaining balance
  • For homes with a purchase price of $1 million or more, the minimum down payment is 20%

High-ratio mortgages must be insured by a mortgage insurer such as the Canada Mortgage and Housing Corporation (CMHC), Genworth Financial Canada or Canada Guaranty. You will be required to pay the premium for this insurance.


The insurance premium:

  • Will depend on the amount you are borrowing and the percentage of your down payment. Usually, mortgage default insurance premiums range between 0.6% and 4.50% of the mortgage amount
  • Can be paid at the time of purchase, or added to the principal amount of your mortgage.
 
 
 

Courtesy of CIBC.com

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Incredible Location!!! This tree-lined street is conveniently located near transit, skytrain, school and shopping. This house has a welcoming front yard with beautiful landscaping, leave your cares at the front gate! 6 bedrooms in total (3 up and 3-4 down). The main floor offers a beautiful kitchen with maple cabinetry and granite countertop with newer stainless steel appliances. Cozy living room as a gas fireplace with large windows that lets the natural in. Other features include, radiant heating, tile roof, front load washer and dryer and a side garden. Come and check it out.

 

3316 East 29th Avenue, Collingwood area.

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 I am proud to have received the Fraser Valley Real Estate Board’s coveted Medallion Club Award for the year 2016. 


2016 highlights include the marketing, sale or purchase of properties throughout the Lower Mainland and Fraser Valley.

 

I would like to thank my family, friends and especially my clients who have trusted me with the purchase or sale of a home or investment property. 2016 was a banner year and I look forward to a  busy and prosperous 2017.

 

If you are considering getting into the market in 2017, let me buy you lunch and lets chat about your plans. I can be reached at 604-765-6035 or by email at def.soriano@gmail.com.

 

 

 

 

MLS® Top 10% Realtors of the Fraser Valley Real Estate Board

 

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Just removed subjects for this beautiful townhouse in Langley! The Vantage in Willoughby, Langley 20159 68 Ave.


Couldn't be happier for my client who is so deserving of this beautiful gem!  

This good karma has been along time coming for this beautiful lady.

 

She was a first time home buyer, after educating her about what to expect, I warned her that on this tour she may find her dream home for I really picked the best 5 properties available.  I took her on the tour and sure enough on her first day she found her dream home and put an offer that day.  Didn't hesitate because we ran into a multiple offer situation. Long story short we WON the bidding war. 

 

The hours I spent scouring the mls listings paid off, I am ecstatic about this win! 

 

Thank you for the trust and opportunity Ms. B


If you are looking for a Buyer's Agent please contact me and you be sure I will help find your dream home.

 

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Property Photo: 7952 144 ST in Surrey
I have listed a new property at 7952 144 ST in Surrey.
This park-like home is sure to impress, this almost 2800 sqft 2 storey home sitting on a 14,000 sqft lot in prestigious British Manor. There is something for everyone here. 4 bdrms up and 1 down plus a bonus room w/ sink & cabinetry currently used as a sewing rm. The kitchen is spacious, with ample cupboards, and easy access to the warm, inviting family room. Off the kitchen room is the formal dining rm w/ bay window & knockout hutch, living room w/ vaulted ceiling and gas f/p. On the second level is a huge master suite, w/ his & hers closet, and ensuite bath. A large covered deck leads to a HUGE fully landscaped lot complete w/ a beautiful fountain many special events hosted in this beautiful bckyrd, awaiting to celebrate yours.
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